BENEFITS...
SMS Data Products Group, Inc. is pleased to provide the following comprehensive benefits program to its full-time employees:

Health and Dental
Beginning on the first day of employment, group medical and dental insurance is available to all full-time SMS employees. Medical insurance is a POS plan provided by United Healthcare and the dental insurance is a PPO plan offered through United Concordia.

Benefits of the medical plan include a prescription drug plan, preventive care for specified routine physicals, well baby care and more. Employees may select additional family (dependent, spouse) coverage as an option.

Our dental plan offers routine preventive services such as oral exams twice a year, prophylaxis and X-rays paid at 100% with no deductible. Additional services such as Filings, Root Canal, Crowns, Implants, etc. are covered at a high percentage after the deductible has been met. Employees may select additional family coverage as an option.

Flexible Spending Accounts
SMS offers both a Medical and a Dependent Care Flexible Spending Account (FSA), which allows employees to set aside tax-free money to be used to medical and dependent care costs. The medical FSA plan covers health, dental and vision expenses that are not covered by insurance, such as deductibles, copayments, coinsurance amounts and non-covered items, such as eyeglasses. The dependent care FSA reimburses qualifying child care expenses.

Life Insurance
SMS provides, at no cost to the employee, a life insurance policy with Mutual of Omaha. Optional supplemental life insurance is also available at a low cost for up to 5x employee's salary for employee insurance. Life insurance for your dependant(s) is also available at the same low cost.

401(k) Plan
All full-time employees are eligible to participate in a 401(k) savings plan, with semi-monthly enrollment opportunities. The plan offers a choice of seventeen mutual fund investment options.

Short-Term Disability
Short-term disability, which provides income during periods of disability, is available to each employee on a graduated scale depending on length of service to a maximum of six months.

Long Term Disability
A long-term disability policy is provided at no cost to the employee. The policy is through Mutual of Omaha and provides coverage for extended illnesses of more than six months.

Education
SMS reimburses employees of tuition charges for approved courses taken at accredited colleges and universities.
SMS encourages employees to stay on top of the latest technical advances; therefore SMS also reimburses employees for certification study material and exams, as well as other various training classes.

Holidays
SMS observes nine holidays a year. All full-time employees receive a full days pay for each of these holidays.

Personal Leave
SMS has a flexible personal leave policy which provides paid leave for absences due to vacation or illness. Personal leave may be taken as soon as it is accrued by the employee.

And More
Cell Phone Program, Paid Parking, Tickets to National Home Games, and other great Social Events such as Holiday Parties, Summer Happy Hours, Team Appreciation Luncheons, Softball Team and more.

This is a brief summary of current benefits. Complete details and limitations of all benefits should be obtained from Human Resources. SMS reserves the right to modify these benefits at any time without notice. This summary does not constitute a contractual commitment by SMS.